Six areas of expertise, one standard: independent advice, put in writing, and made understandable.
Personalised, written recommendations matched to your risk profile, horizon and objectives — in full independence.
After a full review of your situation, we set out an engagement letter and a written advisory document. Recommendations cover asset allocation, instrument selection and monitoring — with no hidden retrocessions, within the CIF framework.
A clear diagnosis of your existing positions: true exposure, costs, concentration and fit with the risk you genuinely accept.
We map your assets by class, region and currency, measure volatility and correlations, and surface the fees that erode returns. You leave with an institutional reading of your wealth and a prioritised set of adjustments.
For a life spread across countries: structuring investments and savings across jurisdictions, with tax always in view.
Whether resident in France, Monaco or elsewhere, we coordinate investment wrappers, assurance-vie and rebalancing while keeping tax treaties and your future mobility in mind — working alongside your legal and tax advisers where needed.
Building capital over time with the right wrappers — succession, liquidity and taxation considered together.
We select assurance-vie contracts and savings vehicles on their real costs, the quality of their underlying units and their flexibility. The aim: a legible wealth architecture, geared to the long term and to succession.
Understand before you invest. Clear sessions, one-to-one or in small groups, that make markets legible.
Workshops on the fundamentals — risk and return, diversification, fees, the taxation of savings — pitched to your level. Because sound financial decisions shouldn't require a fortune to access.
A relationship over time: regular reviews, reasoned adjustments and one point of contact who knows your situation.
Markets and lives change. We periodically review the allocation, explain every adjustment, and stay reachable between meetings — in French, English, Bulgarian or Russian.